Crop loss assessment stress test.

IBISA leverages leading-edge technologies to enable scalable and efficient crop loss assessment.

IBISA’s mission is to enable agriculture insurance for agricultural entrepreneurs. We leverage technology and data to build and manage efficient, scalable and transparent parametric insurance products worldwide and in an easy manner.

One of our key values is the innovative solution for loss assessment. For loss assessment IBISA combines the use of EO products with a “crow-watching” platform. The theory behind is that errors in individual assessment caused by partial information or bias tend to be cancelled. 

The objective of this pilot project is to backtest this solution to validate it faster and widely and identify points of improvement. 


During the duration of the pilot more than 10,000 crop assessments were done using our platform. We built and tested a more robust NDVI (vegetation index).


Through the EOSC network we had access to test-field ground measurements of different parameters, and this helped us for our loss assessment platform calibration. On the business side EOSC helped us identifying followon support to develop a reputation token based incentive model for the ‘crowd-assessment’ component of our loss assessment solution.


    IBISA assesses losses on a periodic basis and without relying on data gathered on site. IBISA builds index based (parametric) insurance models, which lower the cost of individual assessment. We reduce damage assessment costs by using index-based triggers based on satellite Earth Observation technology instead of locally gathered rainfall data. IBISA also uses a collaborative “crowdassessment” or “crowd-watching” to enhance accuracy in a scalable and cost-efficient manner. IBISA involves many “watchers” to derive a consensus from all of them, instead of centralizing decisions. This allows assessment based on transparent index and capability of doing periodic assessments. All of the damage assessment is done through our state-of-the-art watcher platform, which allows for easy visualization of space imaging and various relevant datasets.Strengthening this part of our solution is key for our business.

    How EOSC-hub helped

    EOSC enabled access to ground data that we could use to calibrate our platform. Furthermore, EOSC enhanced our business development since we could further progress with the evolution of the crowd-watching platform incentives model, which is key in our loss assessment solution.


    Service providers

    Supporting project